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Switchy vs Microsoft 365 Copilot — team AI inside Office vs team AI across every tool

Microsoft 365 Copilot is Microsoft's AI baked into Word, Excel, Teams, and Outlook. Switchy is a shared AI chat that connects every tool your team already uses.

Microsoft 365 Copilot

$30/user/month (Microsoft 365 Copilot Enterprise) or $18/user/month promotional through 30 June 2026 for Copilot Business (small/medium business, ≤300 users); requires a qualifying Microsoft 365 licence.

Source: https://www.microsoft.com/en-us/microsoft-365-copilot/pricing · verified 2026-05

Switchy

$49/mo + $12/seat (Team), or $39/mo + $10/seat annual — pooled across the team

See full Switchy pricing →

FeatureMicrosoft 365 CopilotSwitchy
Multi-model (Claude, GPT-5, Gemini in one chat)Predominantly OpenAI models, surfaced as 'Copilot'Yes — @-mention any model per message
Requires existing M365 licenceYes — needs a qualifying Microsoft 365 planNo — standalone product
Connect non-Microsoft tools via MCPLimited; primarily M365 + Graph connectorsUnlimited MCP connections on Pro/Team
Works inside Claude Code / Cursor / Claude Desktop / ChatGPTNo — M365 app surface onlyYes — each Space's memory becomes its own MCP server
Shared team memory across conversations and toolsPer-app context within Microsoft GraphPersistent Space memory shared by every teammate and every connected tool
Pricing$30/user/month Enterprise; $18 promo (≤300 users) through 30 June 2026, then $21$49 + $12/seat (Team); free Starter, $19 Pro

Our take

Microsoft 365 Copilot is the right call if your team is fully inside the Microsoft stack (Outlook, Word, Excel, Teams) and you want AI inline in those surfaces. Switchy is the right call if you want one shared chat where Claude, GPT-5, Gemini, and your tools (GitHub, Linear, Slack, Gmail, Notion, anything with an MCP) all share the same memory — and you want that memory exposed inside Claude Code, Cursor, Claude Desktop, and ChatGPT automatically.

Where Microsoft 365 Copilot wins

Microsoft 365 Copilot wins decisively if your team already pays for Microsoft 365 and lives in Outlook + Word + Excel + Teams all day. The inline experience inside Excel and Word is genuinely useful and you don't have to glue anything together — it's already where you are. For Microsoft-centric organisations, it's the path of least resistance.

## Where each tool fits Microsoft 365 Copilot's whole point is "AI where you already are" — drafting an Outlook reply, summarising a Teams meeting, building a formula in Excel. If your day is already Word and Excel and Outlook, Copilot is excellent at meeting you there. Switchy starts from a different shape of team: developers, designers, founders, and ops people whose work spans GitHub, Linear, Notion, Slack, Gmail, and the various MCP tools they each use individually. The pitch is one chat room where everyone — humans and Claude/GPT-5/Gemini — share context, and where the team's shared memory automatically follows each teammate into their own Claude Code, Cursor, Claude Desktop, and ChatGPT through MCP. You can absolutely run both. Switchy doesn't replace Outlook or Excel; it gives small dev / startup / agency teams a single brain across the rest of their stack. ## Pricing snapshot (as of May 2026) Microsoft publishes Copilot Enterprise at $30/user/month and Copilot Business at $18/user/month under a promotional rate through 30 June 2026 (standard rate after that is $21/user/month). Both require a qualifying Microsoft 365 subscription on top — see Microsoft's pricing page for the current bundle math. Switchy Team is $49/month + $12/seat ($39 + $10 annual). 5,000 credits/mo base + 1,000/mo per seat, pooled. ## Try it [Start a free Switchy Space](https://switchy.build/register) — no Microsoft licence required. Solo trial in under a minute; invite your team when you're ready.

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